Tri-Merge Credit Reports

Xactus offers a full range of credit reports as well as robust analytical tools designed to help your clients achieve their goals.

Get better credit data, delivered safely and securely

Our credit reports are simple to access through commonly used web browsers and available 24/7. All your data is securely ordered, delivered, stored and managed from one convenient location.

How you benefit

When you use Xactus’ credit reports, you’ll benefit from a seamless workflow that allows you to:

  • Manage multiple users and rights through our powerful account management features

  • Receive valuable management reports, such as activity summaries

  • Obtain real-time viewing and printing of billing invoices

  • Receive reports for forensic reviews

Credit reports designed to meet your needs

Our robust business owner reports allow businesses to:

  • 1, 2 and 3 Bureau Merged Credit Reports: Easy-to-read credit reports with a choice of FICO® scoring models; fraud-prevention add-ons such as TransUnion Hawk Alert and Equifax SafeScan (Identity Scan); and OFAC checks.

  • Supplemental Mortgage Credit Reports: Reports that include trade line updates and other verifiable information. Normally completed within a few hours.

  • Residential Mortgage Credit Reports (RMCR): Includes trade line updates, employment verifications, rental verifications and borrower interviews. Mortgage Only Reports – A 12- or 24-month update-to-date mortgage credit report produced immediately at no additional cost.

  • Alternative Language Mortgage Credit Reports: Spanish language
    mortgage credit reports including credit history information accompanied by a description of each score and suggestions on what the client can do to increase his or her rating. Bilingual representatives are also available to assist customers. Chinese language mortgage credit reports are also available.

Mitigate risk. Start using Xactus’ business credit reporting solutions today!

Are you a mortgage lender looking for credit reports on consumers?

Visit our website that is dedicated to serving the mortgage industry.

Are you a mortgage lender looking for credit reports on consumers?

Visit our website that is dedicated to serving the mortgage industry.