Get instant, accurate online employment verification
Credit Plus helps facilitate compliance. We are a certified reseller of The Work Number®, a solution offered through Equifax Workforce Solutions, and the largest collection of payroll records contributed directly by employers.
Through The Work Number, we enable you to get fast, accurate validation of employment information and consumer income, if requested, so you can make informed decisions. The Work Number database houses more than 61 million current employment records contributed by more than 4,200 employers nationwide. This information is updated every payroll cycle, so you’ll always receive the most up-to-date information possible.
A direct connection to The Work Number
The Work Number is completely integrated into Credit Plus technology so you get fast, accurate answers.
Manual verification for consumers not in the database
If an applicant’s information isn’t in The Work Number database, there’s no need to worry, you'll be given the opportunity to immediately order a manual verification. Credit Plus can manually verify employment and income, and provide you with the validation you need in just 1-3 business days. We follow a uniform, auditable process that ensures you get data you can trust.
Verify self-employed applicants
Do you need to verify information on a self-employed applicant? Our experienced staff can perform a thorough, auditable investigation including verifying the applicant's business and regulatory listings.
We do the work. You get less stress.
- Ensure compliance with Fannie Mae LQI requirements
- Meet Ability-to-Repay and Qualified Mortgage Standards under the Truth in Lending Act (Regulation Z)
- Verify information quickly and easily
- Receive accurate consumer information
- Control variable costs with a fixed cost per loan
- Increase productivity by using an outside source for verifications
It’s easy to re-verify employment just before closing to ensure that your applicant is still employed. All you need to do is access your account and click on the Re-verify Now icon and the status of your applicant’s employment will appear, if the original employment verification was conducted through The Work Number. If the Credit Plus team originally conducted a manual verification of employment, our verification experts will contact the employer again to re-verify.
Credit Plus is a certified reseller of The Work Number®. The Work Number® is a registered trademark of Equifax® Inc.
Click here to request a product demo or pricing information on Employment Verification from your Regional Account Executive.
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