Get instant, accurate online employment verification
Credit Plus makes it easy to stay in compliance. We are a certified reseller of The Work Number®, a solution offered through Equifax Workforce Solutions, and the largest collection of payroll records contributed directly by employers.
Through The Work Number®, we enable you to get fast, accurate validation of employment information and consumer income, if requested, so you can make informed decisions. The Work Number® database houses more than 56 million current employment records contributed by more than 3,200 employers nationwide. This information is updated every payroll cycle, so you’ll always receive the most up-to-date information possible.
Instantly reverify before closing to prevent fraud
When you use The Work Number® database for verification during underwriting, reverification is a fast and easy couple of clicks online. You’ll be moving forward in minutes, confident that you comply with new requirements.
Manual verification for consumers not in the database
If an applicant’s information isn’t in The Work Number® database, there’s no need to worry. Credit Plus can manually verify employment and provide you with the validation you need in just 1-3 business days. We follow a uniform, auditable process that ensures you get data you can trust.
Once it’s time for reverification, our experts will follow the same process used during underwriting to ensure you receive accurate employment information.
We do the work. You get less stress.
- Ensure compliance with Fannie Mae LQI requirements
- Meet Ability-to-Repay and Qualified Mortgage Standards under the Truth in Lending Act (Regulation Z)
- Verify information quickly and easily
- Instantly reverify before a loan closes
- Receive accurate consumer information
- Control variable costs with a fixed cost per loan
- Increase productivity by using an outside source for verifications
Credit Plus is a certified reseller of The Work Number®. The Work Number® is a registered trademark of Equifax® Inc.
Click here to request a product demo or pricing information on Employment Verification from your Regional Account Executive.
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