How to Unfreeze a credit File

If you’re applying for a mortgage loan and have frozen credit files, you must unfreeze them with the credit bureaus in

order for a lender to pull your credit report. To do this, you must contact each credit bureau directly, typically by mail,

telephone or online, to obtain a file access PIN and/or request that the file be unfrozen. You can unfreeze your file

permanently or temporarily, however if temporarily, you may need to provide further authorization in order for your

mortgage loan officer to pull your credit file.

How to Unfreeze a credit File
Download File

icon-search old-logo-credit-plus-inc old-logo-credit-plus mr-cp plus-orangesocial-linkedinsocial-youtube